What does Financial Planning Solutions mean to you?

For families, entrepreneurs, professionals and executives alike, expert advice on investment, financial planning and tax issues is critical to protecting and maximising personal wealth. Our independent financial advisers specialise in providing just such advice.

Whether your wealth comes from building a business, successful investments or family inheritance, robust family and estate planning is essential for protecting your wealth. 

Investing for the future can be a complex subject. Taking into account future income requirements, taxation, fluctuations in the investment marketplace and your changing needs means that taking independent investment advice will help make the investment process as smooth as possible. We have the resources and capabilities to deal with all aspects of your financial affairs under one roof and provide practical and imaginative total wealth management solutions combining sound investment advice, with efficient tax structures and long-term succession planning. When planning for your retirement we can look at the most efficient ways to protect your assets, enjoy retirement and pass your wealth on to future generations. Our experts can advise you on a wide range of pensions and other vehicles for long-term wealth planning.

We believe that everyone has unique needs so when you contact us we will appoint you with your own dedicated independent financial adviser and they will contact you, at a time that’s convenient to you, to discuss what you would like to achieve.

Your initial consultation with your adviser will be free of any charge or obligation.

Please bear in mind that all investment carries risk. Investments can fall in value and you may get back less than you invested.

Clear and informative advice, dealing specifically with our requirements.
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Investing with peace of mind

Investing for the future can be a complex subject. Taking into account future income requirements, taxation, fluctuations in the investment marketplace and your changing needs means that taking independent investment advice will help make the investment process as smooth as possible.

All our services are underpinned by rigorous research aimed at identifying those fund managers we believe will deliver strong long-term performance.

We are not driven by commission, so we always act in your best interests. We pride ourselves on offering professionalism, expertise and transparent, competitive fees. Our greatest source of new business is from personal referrals from existing clients and we have won numerous awards in recognition of the service we provide.

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Planning for your retirement

What will be your source of income after you’ve retired? How much money will you be able to access? How much will you need? And how long will you need it for – that is, how long might you live? What are all the different retirement options and what do they mean? These are pressing questions no matter what your current age, and they become more urgent year by year.

Pension reforms have given us all more freedom in how we use our pension savings. For instance, it is no longer compulsory to buy an annuity (a guaranteed annual income for the rest of your life, in exchange for a lump sum from your pension pot). However, this greater choice can mean greater uncertainty over what to do.

Your retirement income will depend on several major financial decisions. These range from planning your pension many years in advance, to deciding how to use your accumulated funds at the point of retirement. Some of your choices may be irreversible (such as buying an annuity) and could affect not only the rest of your life, but also any inheritance that you hope to leave to your beneficiaries.

Independent financial advice taken before you retire, or at the point of retirement, is likely to leave you substantially better off in the long term. By taking into account your precise circumstances, your needs as an individual, and the options available from across the whole of the market, such advice typically pays for itself many times over, while enhancing your income considerably throughout your retirement years.

An independent financial adviser from a specialist at Worldwide Financial Planning can help you with all aspects of pensions and retirement planning, whether you are just starting to invest in a pension, or approaching the stage in life when you will need to use it.

Guidance on estate and succession planning

Inheritance tax can cost loved ones hundreds of thousands in the event of your death, yet it's possible to legally avoid huge swathes of it, or possibly pay none at all.

The most important thing to do is examine, with the help of one of our specialists who will understand your personal circumstances, to see if you’ll pay inheritance tax and what to do about it.

Worldwide Financial Planning is one of the UK’s leading firms of independent financial advisers specialising in inheritance tax advice and estate planning strategies. Whilst tax avoidance is illegal, mitigation is not. Our inheritance tax planning strategies include the use of trusts, nil rate band planning, deeds of variation and straight forward gift and will planning, to name just a few. 

Planning for Long Term Care

The value of shares and investments can go down as well as up.

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