Buy Life Insurance

If you’re looking to buy life insurance, the process of finding the best provider and product can be bewildering. This is where we will help you. At Worldwide, our independent financial advisers can help you buy life insurance in several ways.

Our life insurance service to you

Our service to you starts the moment you contact us. We will assign you your own independent financial adviser who will contact you at your convenience.

Your independent adviser will listen to all your needs and circumstances. Following that, they will advise you on the best life insurance cover to suit your needs. For example, do you need a whole of life plan, a term assurance plan, a renewable term assurance plan, or a family income benefit plan?

We will find the answer for you. Life insurance comes in various different forms and your independent adviser knows all the differences between them.

Each of these plans contains different benefits and costs and, dependent on your personal circumstances, may or may not be suitable. Your adviser will guide you through that process to ensure you pay for only what you need.

During your free initial consultation, your adviser will discuss in detail with you all your relevant circumstances.

Furthermore, your independent financial adviser will guide you on whether or not to place the plan you choose into trust. This could help you avoid your estate, or your beneficiaries, having to pay 40% inheritance tax on the proceeds – a common mistake.

Because our advisers are not reliant on commission, they are not tied to any products or providers. This means they can search the entire UK marketplace to find you the best deal.

They can also help you buy life insurance related products if you need them, such as critical illness cover and income protection.

They will ensure you are happy with all the terms and conditions of your policy when you buy life insurance.

For the most cost-effective and tax-efficient way to organise and buy life insurance, call us today. Our independent financial advisers will be happy to help you.

Our Fee Guarantee: You won’t pay any fees unless we can help you.

Call your FT award winning independent financial adviser in confidence now on 0800 0112825 or complete the contact form and your dedicated adviser will contact you.