Weekly Articles
Health and Well Being At Work
Monday, March 12th, 2012
Health and well being at work: The Potential Costs of Mental Ill-Health If you are an employer, you’ll know that absences from work due to mental health issues such as stress or depression can cost your business substantially. Health and well being at work are increasingly on the agenda But ‘presenteeism’ can be even more of [...]
Tags: Employee benefits, employment
Posted in Employee Benefits, Recession and the UK Economy, Weekly Articles | No Comments »
Business Tax Relief
Monday, March 5th, 2012
Running a tight tax ship, or is your money leaking away? Staying with the nautical theme, we thought we’d look at how you can keep your business tax relief, expenses and allowances ship shape, especially as it’s nearing the end of the tax year (the current tax year ends on the 5th April). If you’re [...]
Tags: business finance, tax, tax relief
Posted in Business Finance, Pension, Really Useful Money Stuff, Weekly Articles | No Comments »
Investing In A UK SIPP
Wednesday, February 22nd, 2012
Which Retirement Road to Take? Given recent Government rulings about pensions, retiring in your mid-fifties might seem like a far-fetched dream. But is it possible to have a pension scheme flexible enough to allow you to retire at the age of 55? One of our readers asked us recently about what kind of pension scheme [...]
Tags: independent financial advice, investing, pensions, retirement, SIPPs
Posted in Get it right, Pension, Retirement, Weekly Articles | No Comments »
2012 Tax Allowances – Use Them or Lose Them!
Tuesday, February 21st, 2012
With Christmas now just a distant memory, what do we have to look forward to in the coming months until the Easter rabbit calls? But if you’ve already had too much of crème eggs and chocolate bunnies, how about looking forward to making use of your 2012 tax allowances. ‘Looking forward to’ and ‘tax’ are [...]
Tags: independent financial advice, ISAs, pensions, tax, tax relief
Posted in Capital Gains Tax, Get it right, Really Useful Money Stuff, Retirement, Weekly Articles | No Comments »
Draw Down Pension
Friday, February 10th, 2012
GAD Only Knows? Not a misquote of the famous Beach Boys hit, but three letters which are causing people with some types of private pension to suffer a near 20% drop in income.(1) The Government Actuary Department, or GAD as it is also known, sets the limits on the income people can take from their [...]
Tags: annuity, annuity rates, pensions, saving for retirement
Posted in Get it right, Pension, Retirement, Weekly Articles | No Comments »
Life Insurance Annuity
Friday, February 3rd, 2012
‘Annuities? I don’t think so!’ This was the reaction of one of our clients, when we were discussing their income in retirement. If you’ve not heard the term before, an annuity is a guaranteed income for life, which you buy from an insurance company with your pension fund. Most people who are not lucky enough [...]
Tags: annuity, annuity rates, life insurance
Posted in Get it right, Life Insurance, Pension, Retirement, Weekly Articles | No Comments »
Dental Payment Plans
Tuesday, January 31st, 2012
Dental Payment Plans Dental treatment: it’s expensive, right? Well, not as much as you might think. In fact, the range of prices for dental treatment can vary rather wildly. The problem is how to find the best value treatment and the most affordable way of paying for it. Dental payment plans could be the answer. [...]
Tags: Employee benefits
Posted in Employee Benefits, Weekly Articles | No Comments »
Leaving a Will
Tuesday, January 24th, 2012
Here’s to the Duke! And here’s something you may not know… If you die without leaving a will, you may be giving your estate away to the crown when you die. What you are likely to be aware of already is that if you die without leaving a will, your estate may go to distant [...]
Tags: estate planning, Inheritance tax, long term care, Wills
Posted in Inheritance Tax, Long term Care, Weekly Articles | No Comments »
Stock Market Predictions 2012
Friday, January 6th, 2012
Stock Market Predictions for 2012 – it’s Fear and Greed Again It’s almost as difficult to avoid New Year predictions at the start of January as it is to avoid tinsel at Christmas. Particularly predictions about the Stock Market. Newspapers are full of experts predicting what will happen to the Stock Market in 2012 and [...]
Tags: FTSE100, investing, stock market
Posted in Investment, Weekly Articles | No Comments »
Employee Cash Plans – Bridging a Gap
Wednesday, January 4th, 2012
Employee Cash Plans – Bridging a gap? If you’re an employer, you might be wondering how to bridge the gap between offering no Employee Benefits at all, and the “ideal” world of all benefits for all Staff. For most employers, it is the potential cost which offering benefits would incur that is off-putting. The answer [...]
Tags: Employee benefits, independent financial advice
Posted in Employee Benefits, Weekly Articles | No Comments »
These articles are for general guidance only and specific advice should be taken before acting on any suggestions made
All information is based on our current understanding of tax practises, which are subject to change
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