Guaranteed Life Insurance

What is guaranteed life insurance?

Guaranteed life insurance can refer to one of two things so your adviser will confirm which one you want when speaking to you.

It can be where an insurance company guarantees your insurance will never increase in cost at any point in the future. This is opposed to reviewable life insurance which is reviewed at regular intervals and can go up or down. I have yet to see it reviewed downwards!

Guaranteed life insurance can also refer to guaranteed acceptance by an insurance company, regardless of age or health. It is often marketed at those with lower than average health over the age of 55.

Whatever your need we will be happy to assist.

How can Worldwide help me find the best guaranteed life insurance plan?

When you want life insurance with a guarantee, we will provide you with a step by step service that is second to none.

Even if you have had difficulties finding insurance, perhaps because of health issues, we will help you. Our advisers have many years of experience. Their knowledge of the entire UK insurance marketplace is at your service from the moment you contact us.

First, we will arrange for your own dedicated independent financial adviser to get in touch with you. This will be at a time that is best for you. Or you can communicate with us via email using our contact form.

Your dedicated adviser will listen in complete confidence to all your guaranteed life insurance requirements.

They will tell you about and discuss with you all your options when it comes to guaranteed life insurance. This will be after they have approached every life insurance provider in the UK.

When you are ready to proceed, your dedicated adviser will assist you every step of the way with arranging guaranteed life insurance for you.

Use our contact form today to start arranging your life insurance.

You can rest assured that our Fee Guarantee means you won’t pay any fees unless we can help you.

Because we are independent, we have access to the entire UK marketplace. This means that your independent financial adviser will compare all the different life insurance plans there are. They will research and check all the conditions, small print and benefits to find you the very best policy.

Whether you want the guarantee that you will be insured by the insurance provider, regardless of your circumstances and age, or if you want to be accepted by the insurance provider for cover without having to undergo a medical examination, your adviser will guide you to the correct company.

What are the advantages of guaranteed life insurance?

The advantage of this type of insurance for some people might be that they do not have to face a medical. Another advantage can be avoiding the worry of being turned down for medical reasons. It can also be an advantage if you have struggled to find ordinary life insurance for reasons such as your age.

What are the disadvantages of guaranteed life insurance?

The disadvantage is that you may be paying higher premiums than ordinary life insurance. When you take out life insurance which is guaranteed, you will be included within a group of people, some of whom are considered ‘higher risk’ by providers. This can make things more expensive.

However, your independent financial adviser will be able to find you the best cover at the most cost-effective price.

Is there anything else I should be aware of with guaranteed life insurance?

It may be that you are able to find ordinary life insurance so we will always explore that option first.

If guaranteed life insurance is the answer, your adviser will find the best provider and policy to meet your requirements.

If you have any more questions, get in touch and we will be happy to help you.

Call your FT award winning independent financial adviser in confidence now on 0800 0112825 or complete the contact form and your dedicated adviser will contact you.

Remember: You won’t pay any fees unless we can help you.