Impaired Risk Life Insurance

Impaired risk life insurance is for anyone who is considered by an insurer to be an ‘impaired risk’. This means that you may have, for example, a health issue or higher risk occupation that may make you a greater risk in an insurer’s eyes. It is sometimes known as ‘high risk’ insurance.

How will Worldwide help me with buying an impaired risk life insurance policy?

We will help you find your impaired risk life insurance policy with a straightforward and friendly service.

Our service will provide you with the right policy for your needs.

When you contact us, we will immediately assign you your own independent financial adviser. Your adviser will get in touch with you to discuss all your impaired risk life insurance needs.

This discussion will be in complete confidence, comes without any obligation and is free of charge.

Use our contact form to start the process of finding your impaired risk life insurance today. Tell us what you need and we will find it for you within 24 hours.

Our Fee Guarantee: You won’t pay any fees unless we can help you

Even then if the insurance company pays a commission, we will offset that commission against any fees.

Worldwide are a totally independent firm and that means our advisers have access to the whole of the UK impaired risk life insurance market.

Your adviser will research and compare all the impaired risk life insurance policies available to find you the one that fits you best. When they have found this, they will return to you with it.

As soon as you are happy to proceed, your adviser will start the application process for your impaired risk life insurance policy. They will make sure you are 100% clear and satisfied with all the terms and conditions of the policy.

Who decides if I need impaired risk life insurance?

Your independent financial adviser will advise you on whether you are likely to need impaired risk life insurance, but ultimately that decision is made by your insurer.

Will impaired risk life insurance be expensive?

It is likely to be more expensive than ordinary insurance. This is because of the greater risk that insurers consider they are taking on. However, at Worldwide, our advisers will search the marketplace to find you the most cost-effective and beneficial insurance policy for you.

Your expert independent financial adviser will work to save you every last penny. They will find you the very best deal there is for impaired risk life insurance.

All fees and charges will be made transparent to you. Your adviser will make sure you are happy with and understand all costs before they proceed with your impaired risk life insurance application.

Call your FT award winning independent financial adviser in confidence now on freephone 0800 0112825 or complete the contact form and your dedicated adviser will be in touch with you.

Remember: you won’t pay any fees unless we can help.