Mortgage Best Buy Table

These are some of the leading mortgage rates in the UK based on a 25-year Interest Only mortgage of £90,000 on a property valuation of £150,000. This is an illustration of what you might expect to pay per month. 
 
2 Year Fixed Rate

Interest Rate
5.49% Fixed for 2 Years Changing to...
A Variable Rate which is currently 7.49% for the remainder of the term.
The overall cost for comparison is 7.7% APR
Monthly Repayment
£411.75
£561.75 Variable
 
An early repayment charge is payable if you repay all or part of this mortgage within the first 2 years.

 















5 Year Fixed Rate

Interest Rate
5.54% fixed for 5 Years, Changing to…
A Variable Rate which is currently 7.05% for the remainder of the term.
The overall cost for comparison is 6.9% APR
Monthly Repayment
£415.50
£528.75 Variable
 
An early repayment charge is payable if you repay all or part of this mortgage within the first 5 years.

 
















2 Year Variable Rate

Interest Rate
A variable rate, currently 7.24% with a discount of 2.60% for 2 years giving a current rate payable of 4.64%, Changing to…
Variable Rate, currently, 7.24% for the remainder of the term.
The overall cost for comparison is 7.2% APR
Monthly Repayment
£348.00
£543.00 Variable
 
An early repayment charge is payable if you repay this mortgage before 29/02/2012






















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This is just a small selection of the independent help and advice we can offer you.
Should you have any questions or require information on other financial areas such as inheritance tax planning, life assurance, pension planning or any other area please contact us on 0845 230 9876 or email info@wwfp.net.

 

 

'Your home may be repossessed if
you do not keep up repayments on your mortgage '

You can choose how we are paid.
You can pay purely on a fee basis as an upfront fee of £750.
Alternatively you can pay us fee of £345 and we will also receive a fee from the lender in the form of a commission generally displayed as a percentage of the loan. For example if the fee we receive is 0.25% of the loan and the loan is £50,000 then we will receive a commission from the lender of £125.
 

Source: Trigold  2nd April 2008
The above 'money saver' information is correct at the time of publishing.

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