Mortgage Refinance

I’d like to know more about the mortgage refinance service Worldwide provides

When you’re looking for a mortgage refinance, Worldwide’s independent mortgage brokers can advise you and help you through every stage of the process.

It all starts with just one call or click. You will be assigned your very own dedicated independent mortgage broker who will contact you to discuss all your mortgage refinance requirements.

Your initial consultation with your broker is free of any charges or obligation.

Contact us today to find out more using either our contact form or calling 0800 0112825

Our Fee Guarantee: You won’t pay any fees unless we can help you.

As soon as you contact us, your mortgage refinance application will be set in motion.

Will a mortgage refinance benefit me?

It could do; it will depend on your circumstances and requirements. It may be that you have come to the end of a fixed rate period on your mortgage and a mortgage refinance could help you find a better rate of interest or better repayment terms which will save you money.

If your circumstances have changed, e.g., you are now earning more than you were when you took out your original mortgage, you may want a mortgage refinance to allow you to pay the mortgage on your property off more quickly.

Your independent mortgage broker will be able to study your circumstances to see if a mortgage refinance is the best and most cost-effective solution for you.

What could a mortgage refinance help me to do?

It could help you to do several things. The following are some typical examples:

•    Consolidate debts
•    Raise finance for home improvements
•    Save money with a better rate of interest and repayment terms

If a mortgage refinance is not the best solution for what you want to do, your independent mortgage broker will be able to explore what other choices there are for you.

Are there costs involved with a mortgage refinance?

As with most financial solutions there are costs involved with a mortgage refinance. Costs you are likely to have to pay are:

•    Valuation fees
•    Arrangement fees (fees charged by the lender)
•    Solicitor’s fees
•    Exit fees (fees charged by your existing lender if you leave them to transfer to another lender)
•    Mortgage broker’s fee

It may be possible to add some of these fees to the mortgage refinance loan, but be aware that you will also be paying interest on this amount.

Also, be aware of any penalty charges or early repayment charges that you may face from your existing lender – your independent mortgage broker will help you to work out if a mortgage refinance is the most cost-effective solution for you, bearing in mind all costs and charges, or whether there are better financial solutions for you.

If you have any more questions about a mortgage refinance, Worldwide’s independent mortgage brokers will be happy to answer them for you.

Call your FT award winning independent financial adviser in confidence now on 0800 0112825 or complete the contact form and your dedicated adviser will contact you.

Remember: You won’t pay any fees unless we can help you.

Your home may be repossessed if you do not keep up repayments on a mortgage.