Is a SIPP Expensive?
No, but be careful of some SIPPs which are. You should consider a SIPP for its added flexibility of fund choice. If your financial adviser is not an investment specialist and doesn’t actively manage your portfolio it may well be that you won’t benefit under a SIPP as you will pay slightly more but not benefit from the active management.
A SIPP could be slightly more expensive than a personal pension.
Your assets are managed on an advisory basis and not a discretionary basis
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