Why Consider a SIPP?

If you want your money invested actively as opposed to being held in insurance company funds within a personal pension or stakeholder pension.

Alternatively you may wish to manage your own property inside the SIPP (Self Invested Personal Pension). Don’t be fooled by some offerings from pension providers giving you links to external funds. Many of them simply provide a weak link to the fund but the performance can be very misleading.

A SIPP allows for the assets inside it to grow free of tax (apart from the tax credit on dividends).  If you held a property outside a SIPP you could be liable for Capital Gains tax on any gain.

Remember, however, that any gain inside the SIPP is held there and is not as accessible as if you held it outside the SIPP.

‘Information given is for general guidance only, and specific advice should be taken before acting on any suggestions made’