Investment

US Debt Ceiling

Thursday, August 11th, 2011

When will the market recover? What is your view on the U.S. debt ceiling and its impact on investments as my pensions and ISAs have taken a pounding? A month or so ago we reiterated the need to be invested in real markets that have exposure to companies with real earnings and real profits, as [...]

Tags: debt, investing, investment, ISAs, pensions, stock market

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Absolute Returns

Thursday, August 4th, 2011

‘Absolute’ nonsense – and it’s your money Absolute returns, the latest buzzword from the financial marketing world. But what exactly are absolute returns and do they really have a part to play in your pension fund, investments or ISAs? As we mentioned in this column a few weeks back, an investor subjected to the FTSE100 [...]

Tags: equities, FTSE100, funds, investing, investment, investments

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Tracker Funds

Friday, July 22nd, 2011

When ‘cheap’ costs you £11m per year Are tracker funds the most efficient solution to making money or is it just noise, noise, noise? Our financial industry seems to design its thousands of arguments to ensure you are either invested, or you are invested. It’s the same as the argument about using either shampoo for [...]

Tags: banks, FTSE100, funds, investing, investments, tracker funds

Posted in Get it right, Investment, Investment, Weekly Articles | 2 Comments »

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European Sovereign Debt Crisis

Friday, July 22nd, 2011

The European sovereign debt crisis is a bit like a complicated chess match, where the ending is necessarily very uncertain. Governments are discussing various options, e.g. at the next summit on 21 July, but the problem is they are still trying to address a short-term lack of liquidity, not the problem of insolvency (in some [...]

Tags: banks, debt, Euro, Europe, European banks, Eurozone

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Investment Products

Thursday, July 14th, 2011

Why your pensions and investments never seem to rise Investment of your money in investment products, whether through your company pension, personal pension, ISAs, or insurance products is one of the more complex decisions that you can make. It’s no surprise that many of us place trust in a brand name given this complexity, but [...]

Tags: investing, investment, investments, ISAs, pensions

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Underperforming Investments – Is Your Pension Amongst Them?

Tuesday, June 21st, 2011

70% of investments underperform – Is your pension invested amongst them? As an investor, you want to choose the best for your investments. It’s certainly not an easy task. And with pensions at the front of many investors’ minds at the moment, the performance of investments you’re relying on for the future, a performance check [...]

Tags: investing, investment performance, investments, tracker funds

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Cautious Managed Funds

Wednesday, June 8th, 2011

You’re a cautious investor. So you want your investments in a cautious managed fund because, you think, you’ll be taking less of a risk, right? Well, not exactly. You could find that your definition of cautious when it comes to managed funds is very different from the investment world’s definition. So how do you make [...]

Tags: equities, funds, independent financial advice, investing, investments

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Cheaper Investments

Friday, May 6th, 2011

The retail world – making thousands from your investments How often do we come back from holiday and complain about the quality of customer service we receive when we return? Fascinating. Yet somehow we continue to experience this customer service and accept it. None is more true than the financial services industry and our ability [...]

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ISA Children

Thursday, April 21st, 2011

The Treasury have published draft regulations detailing the new Junior ISAs. These will be tax-free savings account for children and will replace Child Trust Funds (CTFs). Parents and family friends will be able to contribute to a Junior ISA. The proposals are as follows: Junior ISAs will be available from the 1 November 2011 Children [...]

Tags: child trust funds, children's savings, investment, ISAs

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Cheap Investments

Friday, April 15th, 2011

Cheap investments – get back to bed Just how inefficiently can someone invest money? I’ve always been told to make columns meaningful. Talk about the sizzle not the sausage, talk about how fast the car goes, not how many piston things it has! I have assessed how most people are currently investing via the calls [...]

Tags: funds, investing, investments, stock market, tax

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