Mortgage

SVR Comparison Table

Tuesday, September 13th, 2011

We have detailed below the total savings you could make by creating a standard variable rate comparison, showing what you would save if you had the best tracker rate Worldwide’s FT award winning mortgage brokers could find today. The table below will be kept up to date, so feel free to bookmark it. For a [...]

Tags: mortgages

Posted in Debt, Get it right, Mortgage, Property | No Comments »

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Fixed Or Tracker Mortgage?

Thursday, August 18th, 2011

Mortgage rates to stay low for two years Fixed or tracker mortgage? A few weeks ago we wrote about fixed rates compared with standard variable rate mortgages, and with the Bank of England holding rates at 0.5% for another month it seems like a good time to return to mortgages. With rates so low and [...]

Tags: Bank of England, fixed mortgage, interest rates, mortgages, tracker mortgage

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Are House Prices Falling?

Monday, July 4th, 2011

Are house prices falling? It’s very much the starter for ten question at the bar, normally preceded by ‘I know you’re off work now, but….’ Although the statement ‘a cynic knows the cost of everything and the value of nothing’ is typically meant to focus on the person who just watches the pennies rather than [...]

Tags: house prices, housing market

Posted in Mortgage, Mortgage News, Recession and the UK Economy, Weekly Articles | No Comments »

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Worldwide Mortgage Offer To Help First-Time Buyers

Friday, July 1st, 2011

A firm of independent financial advisers is hoping that a new scheme to help first-time buyers will give the housing market a boost. Truro and Wadebridge based Worldwide Financial Planning is working with lenders to offer a ‘5 and 5’ product. The scheme allows vendors to match the first-time buyers five percent deposit giving the [...]

Tags: first time buyers, mortgages, Worldwide Financial Planning

Posted in Mortgage, Mortgage News, Really Useful Money Stuff | No Comments »

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Standard Variable Rate Comparison

Thursday, June 30th, 2011

Updated monthly Customers ripped off by £9,450 a year Despite all of us needing to economise, the colossal loss on mortgages is bewildering. Yet more and more of us simply allow banks and building societies to blatantly rip us off, despite the relatively simple task of remortgaging away from our existing lender by using an [...]

Tags: interest rates, mortgages, standard variable rate

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Nationwide Remortgage

Thursday, May 19th, 2011

I have been offered a Nationwide remortgage as an existing borrower and want to know whether or not to fix my mortgage and whether or not I should stay with Nationwide. Nationwide are a large lender and very competitive with their remortgage terms but you should always check with an independent mortgage broker who charges [...]

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Good News for Large Mortgages

Tuesday, April 12th, 2011

From the end of March, Nationwide building society will increase its lending limit to £2m on its fee-free mortgages and offer up to 75 per cent loan-to-value (LTV). The lender said it will consider cases on an individual basis that are more than £2m, up to 70 per cent LTV. All cases over £500,000 will [...]

Tags: large mortgages, mortgages

Posted in Financial News, Mortgage, Really Useful Money Stuff | No Comments »

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Potential First Time Buyers Not Hopeful

Tuesday, April 12th, 2011

Research by HSBC apparently shows that less than 25% of potential first time buyers expect to be able to buy a house within the next 5 years. Its survey, which questioned 1,350 people who do not own their own homes, found that more than 80% of these people did want to be home-owners. However, less [...]

Tags: first time buyers, house prices, housing market, mortgages

Posted in Mortgage, News, Really Useful Money Stuff | No Comments »

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Independent Mortgage Broker

Thursday, April 7th, 2011

Is an independent mortgage broker the best person to help me get my mortgage, or am I better using the high street banks? There are a few ‘varieties’ of an independent mortgage broker and over the last few years their advantages and uses have altered considerably. An independent mortgage broker should look at all the [...]

Tags: Independent Financial Advisers, independent mortgage broker, mortgage broker, mortgages

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Fix my mortgage at 2.14% or gamble?

Friday, February 18th, 2011

Should I fix my mortgage or keep it at a standard variable rate? There are two parts to the answer. The first relates to what risk you can take with your monthly outgoings and the other to the update on whether or not inflation really exists. Speak to an independent mortgage broker for advice but [...]

Tags: inflation, interest rates, mortgage, standard variable rate

Posted in Inflation, Interest Rates, Mortgage, Weekly Articles | No Comments »

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