Mortgage
Independent Mortgage Broker
Thursday, April 7th, 2011
Is an independent mortgage broker the best person to help me get my mortgage, or am I better using the high street banks? There are a few ‘varieties’ of an independent mortgage broker and over the last few years their advantages and uses have altered considerably. An independent mortgage broker should look at all the [...]
Tags: Independent Financial Advisers, independent mortgage broker, mortgage broker, mortgages
Posted in Mortgage, Really Useful Money Stuff, Weekly Articles | No Comments »
Fix my mortgage at 2.14% or gamble?
Friday, February 18th, 2011
Should I fix my mortgage or keep it at a standard variable rate? There are two parts to the answer. The first relates to what risk you can take with your monthly outgoings and the other to the update on whether or not inflation really exists. Speak to an independent mortgage broker for advice but [...]
Tags: inflation, interest rates, mortgage, standard variable rate
Posted in Inflation, Interest Rates, Mortgage, Weekly Articles | No Comments »
New Year’s Financial Resolutions
Tuesday, February 8th, 2011
New Year’s resolutions. They probably take 5 days on average to break. It’s probably because they are made with a bloated stomach and zero blood in your alcohol stream, but with little real drive or belief for the actual benefit at the end. If a real benefit was that you worked for four days and [...]
Tags: independent financial advice, investments, mortgages, pensions
Posted in Investment, Mortgage, Pension, Weekly Articles | No Comments »
The great mortgage rip off
Friday, October 15th, 2010
The great mortgage rip off, and I’ll bet most of us don’t even know it. I asked my mortgage department to provide me with some information in relation to the best mortgage rates and indeed the worst. I admit to hoping that ‘taxpayer saved’ institutions would be the worst but I hadn’t realised how bad [...]
Posted in Mortgage, Really Useful Money Stuff, Weekly Articles | No Comments »
Three year flat housing market
Tuesday, October 5th, 2010
Where will house prices go from here as we are thinking of buying a property for the first time? It’s an interesting one. Before I answer that, can I just point out of course that a house is a home. Whether or not it rises or falls is of little importance as long as you [...]
Tags: banks, first time buyers, house prices, housing market, mortgages
Posted in Mortgage, Really Useful Money Stuff, Weekly Articles | No Comments »
Government Enquiry into reported property prices
Thursday, August 19th, 2010
An enquiry has been launched by the government into significant differences between reported property prices. The government’s own indices, the Land Registry and the Community and Local Government, produced surveys in July with notable differences in the average house price. These were also different from selling prices reported by Rightmove leading to confusion over which [...]
Tags: house prices, housing market, mortgages
Posted in Mortgage, News | No Comments »
The bottom of the UK housing market?
Wednesday, July 7th, 2010
It was only a matter of time before house prices eventually would be supported by quantitative easing and lower interest rates. The Bank of England have not made the same mistake as last time and were aggressive in their monetary policy which has clearly had an impact on the confidence levels of the homeowner.
Tags: first time buyers, house prices, interest rates, property, UK housing market
Posted in Mortgage | No Comments »
Is it time to fix my mortgage rate?
Wednesday, July 7th, 2010
I will answer the housing market question first: If you had asked me three months ago I would have said absolutely no chance. Here I am only weeks ago saying that the economics didn’t support a bounce but there are a number of factors that look very promising…
Tags: Bank of England, fixed rates, housing market, interest rates, mortgages, property
Posted in 2007 Budget, Mortgage | No Comments »
Help from parents is the key for first-time buyers in Cornwall
Friday, June 11th, 2010
Mortgage borrowing by house buyers showed a marked improvement in the last quarter, and Cornwall-based independent financial adviser, Worldwide Financial Planning, believes it is help from mum and dad that is making the difference in the county.
Tags: first time buyers
Posted in Mortgage, News | No Comments »
Banks with monetary dyslexia
Tuesday, March 16th, 2010
‘State owned banks’. Boy do I detest that statement. That’s were the ‘government’, known to you or I as the UK tax payer, has promised to protect banks who have shown they are clueless in running a business. Let’s remember that Banks are responsible for 79.15% of all complaints upheld by the Ombudsman. (1) Lloyds tops the shop, holding three of the first eleven places. This appalling advice has cost the tax payer dearly in bad advice. The government’s response to this is to protect them, whereas I suspect if they were a less important sector on the ‘contribution to UK tax’ they would just have been closed as a national embarrassment.
Tags: base rate, business community, complains, interest rates, ombudsman, state owned banks, UK tax payers
Posted in Mortgage, Weekly Articles | 1 Comment »
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