Pension

Life Insurance Annuity

Friday, February 3rd, 2012

‘Annuities? I don’t think so!’ This was the reaction of one of our clients, when we were discussing their income in retirement. If you’ve not heard the term before, an annuity is a guaranteed income for life, which you buy from an insurance company with your pension fund. Most people who are not lucky enough [...]

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UK Pension Fund

Monday, December 12th, 2011

Doom, Gloom and Taxes, and your UK Pension Fund The days are short, the economic recovery seems uncertain and Christmas is fast approaching. Amidst all the gloom and bad news a discussion on death and taxes with one of our clients didn’t seem inappropriate and the proverb attributed to Benjamin Franklin one of the Founding [...]

Tags: funds, investments, pensions, retirement, saving for retirement, savings

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The Pension Geek’s Pop Quiz

Monday, November 28th, 2011

The Pension Geek’s Pop Quiz. Welcome to the Worldwide Pensions Pop Quiz! Want to know more about pensions? Worried about how you can fund yours? Test your knowledge of pensions, and pensions-related songs, against our Pension Geek’s and find out the facts along the way! “Will you still feed me when I’m 64?” In the [...]

Tags: pensions, tax

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Pension Funding

Friday, November 4th, 2011

Take a SIPP from the pension cup Pension funding… Probably not something you spend much time thinking about. But it’s something we think a lot about. Especially when one of our readers asked us recently how could an adviser add value to her pension fund? Traditionally retirement funds or policies have been built up over [...]

Tags: FTSE100, funds, independent financial advice, Independent Financial Advisers, Inheritance tax, pensions, tax

Posted in Get it right, Inheritance Tax, Investment, Pension, Retirement, Weekly Articles | No Comments »

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QE2 – Will The Quantitative Easing Policy Sink or Float the Economy?

Friday, October 14th, 2011

QE2 – Will the second round of Quantitative Easing sink or float the economy? Not so long ago, if you mentioned QE2, most people would think of a very big ship. Not anymore. QE2 has now come to mean the second round of the Bank of England’s Quantitative Easing policy. The Bank announced last week [...]

Tags: annuity rates, Bank of England, banks, inflation, pensions, quantitative easing

Posted in Financial News, Inflation, Interest Rates, Pension, Recession and the UK Economy, Weekly Articles | No Comments »

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Planning Your Retirement

Friday, October 7th, 2011

Planning your retirement for the lifestyle you want Mention ‘life style’ and for many people it creates an image of hobbies, holidays, interiors and fashions. Life style is basically the style in which you live your life. It’s about the choices you make in life. Some choices, of course, are more important and have more [...]

Tags: FTSE100, investments, pensions

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Pensions for Children

Friday, September 30th, 2011

Pocket Money, Porsches and Pensions for Children My twelve year old son George is saving his pocket money to buy a Porsche. At five pounds a week, it’s going to take a long time. As a parent though, I’m more worried about how he’s going to manage financially in the future. What options are there [...]

Tags: investment performance, pensions, saving for retirement, savings

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Your Pension and Annuity Options

Friday, September 9th, 2011

  One of Worldwide’s pension experts, Andrew Stallard has put together a really useful podcast about your options when choosing to buy an annuity with your pension pot. Listen to the full podcast here with Andrew and Matthew from Kernow Pods.

Tags: annuity, annuity rates, open market option, pensions

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Open Market Option

Wednesday, June 1st, 2011

Open Market Option – it pays to shop around for your annuity If buying an annuity is on your financial ‘to do’ list, you may well have been studying the paperwork from your current provider to see what they can offer you. You may have noticed amongst those reams of paperwork a statement about how [...]

Tags: annuity, annuity rates, Independent Financial Advisers, pensions

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Easiest way to invest

Wednesday, February 9th, 2011

I have been advised to invest into a tracker fund but have also read about exchange traded funds (ETF) as they are cheaper. Is that wise? We all have our pension funds, mortgage repayment vehicles, investments and ISAs etc. Each of these is invested into an investment fund which is a spread across a range [...]

Tags: ETFs, investments, life insurance, pensions

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