Articles tagged "residential property"

Mortgage market is looking healthy according to Cornish financial planning firm

Wednesday, February 23rd, 2011

A Cornish financial advice firm has been pleasantly surprised to see an increase in the number of people taking out mortgages. The national picture is very different to the one Worldwide Financial Planning has seen, which shows a clear improvement from 2009 to 2010. Many of the transactions that took place were remortgages or refinancing [...]

Tags: housing market, mortgages, property, residential property, Worldwide Financial Planning

Posted in Events | No Comments »

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Taking Income from an Investment

Wednesday, July 21st, 2010

We are reviewing the advice given in relation to taking income from an investment: Let’s look at two distinct methods of taking income from an investment: One method is to invest the capital and allow for the income to be taken via stripping out a percentage of the capital on a year-by-year basis. This can [...]

Tags: cash, equities, income, income producing, investments, residential property

Posted in Get it right, Investment | No Comments »

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Unsustainable house prices?

Friday, January 29th, 2010

There is no real reason why residential property should increase in value at all. Whilst I was negative on all property from 2005, in February last year I was happy to buy back into real estate investment trusts (REITs – commercial property shares), and four months ago I was happy to buy back into the physical commercial property asset.

Tags: commercial property, house prices, inflation, interest rates, REITs, residential property

Posted in Mortgage, Weekly Articles | No Comments »

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Commercial Property Looking Attractive Again

Friday, June 5th, 2009

Well who would have thought it? My first article on the potential for loss in property was back in 2003 as a warning, followed by a series of ‘get out’ signals from 2005. The key issue with property was liquidity. Unlike a share which has numerous potential buyers for sellers, property dies, and if you are stuck with the asset, it’s a bad day at the races. I first learned this with my purchase of a house at age 19 which I couldn’t get a viewing for in the next eight years – lesson learned with my own money!

Tags: commercial property, interest rates, liquidity, property shares, residential property, sterling

Posted in Commercial Finance, Weekly Articles | No Comments »

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Property Shares…watch this space

Friday, July 18th, 2008

Reader Writes:
Do you believe we are at the bottom of the property investment market?

For the sake of clarity, there are three sectors we are referring to: Residential and commercial property and property shares. The answer to all three is no, but the one closest to an upturn is property shares.

Tags: commercial property, investments, property market, property shares, residential property

Posted in Mortgage, Weekly Articles | No Comments »

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What are cyclical assets?

Monday, June 9th, 2008

It is worth remembering that Residential and commercial property are cyclical assets. ‘Cyclical’ means they have their day, then they don’t, and so on.

Tags: commercial property, cyclical assets, housing market, property share funds, residential property

Posted in Mortgage, Weekly Articles | No Comments »

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What now for the property bubble?

Thursday, February 14th, 2008

Reader Writes:
What are your views on both commercial property, now that the values have taken a battering and also residential property?

Tags: commercial property, housing market, inflation, interest rates, Mervyn King, property funds, residential property

Posted in Mortgage, Weekly Articles | No Comments »

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Using foresight in commercial property investment

Tuesday, August 7th, 2007

Managing Director, Worldwide Financial Planning, Writes:

I had a number of emails and calls regarding a column I wrote about hindsight and foresight – particularly in light of the ongoing commercial property fiasco.

Tags: commercial property investment, interest rates, investment funds, REITs, residential property

Posted in Commercial Finance, Weekly Articles | No Comments »

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