Articles tagged "structured products"

Capital Protected Investments

Friday, August 12th, 2011

Make money when the market falls With the market in turmoil it is difficult for investors to know where to turn to. Investors are subjected to considerable noise, so much so, they don’t know who to believe. No sooner will a positive sentiment arise than a negative view of the same noisy information makes the [...]

Tags: FTSE100, investing, investments, stock market, structured products

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Structured Products and Guaranteed Products – Are They Worth the Risk?

Friday, November 12th, 2010

Following on from last week’s introduction to structured products/guaranteed products, I’ll answer a few questions we have been asked by readers, namely, how transparent they are, what are the charges, and how risky they really are. Structured products are as transparent as Wayne Rooney’s contract negotiations. Unlike most investments where the value of your portfolio [...]

Tags: guaranteed products, investments, structured products

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How guaranteed/structured products lose you money

Monday, November 8th, 2010

We are asked perenially about structured investment products and no wonder; they are products that many people have strong views on. These are the products you will see listed in bank windows or sold over the phone or by direct mailers. They are sold as protecting you from the downside of investing your money with [...]

Tags: guaranteed products, structured products

Posted in Get it right, Investment, Investment, Really Useful Money Stuff, Weekly Articles | No Comments »

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Investment into a Guaranteed Product

Wednesday, July 21st, 2010

We are reviewing the advice given in relation to investment into a guaranteed product: You can invest into a guaranteed product that ensures your money will never fall and at the end you will receive a return of at least the FTSE 100 or a guaranteed return of your money back. Our advice on the [...]

Tags: guaranteed products, investing, risk, structured products

Posted in Get it right, Investment | No Comments »

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Death of With Profits – At Last

Tuesday, March 2nd, 2010

I am hoping that twelve years after writing my first column on with profit bonds that this will be one of my last. I faced heavy criticism from many about the initial articles, but thankfully the basic natural laws brought this contrived rip off ‘investment’ crashing to its knees.

Tags: extra allocation, FSA, market value reduction, structured products, with profit bonds

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Stay away from structured products

Friday, May 15th, 2009

I know you are often asked to write on guaranteed products and structured products but I have seen one offering full capital protection plus 22.5% more than any growth in house prices or 22.5% if house prices remain unchanged.

Tags: debt, FSCS, housing market, investment, Lehman's, property, structured products

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Are financial institutions financially sound?

Friday, February 6th, 2009

Reader Writes:
How many financial institutions do you think are financially sound? Do you think they will be able to continue in their current format?

Tags: banks, Financial institutions, guaranteed products, investment bonds, ISAs, structured products, unit trusts

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Structured Wet Cotton

Thursday, November 13th, 2008

Managing Director, Worldwide Financial Planning, Writes:

With all the negative euphoria in the world today it is easy to see why there are a range of structured or guaranteed products being released.

Tags: guaranteed products, investment, stock market, structured products

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Can I invest in the stock market and reduce my risk?

Friday, February 22nd, 2008

Reader Writes:
I understand you can invest in the stock market but reduce your risk. A plan I saw advertised in the window said this was possible. Given the stock market volatility, is this a good idea?

Tags: FTSE100, guaranteed products, investments, Protected products, risk and return, structured products

Posted in Investment, Weekly Articles | No Comments »

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