Worldwide Financial Planning

Nicole Martin
Chartered Financial Planner

Location Truro

Categories Financial Planning, Inheritance Tax, Investment, Long Term Care, Life Insurance Advice, Pension

Nicole worked at Lloyds Private Banking for 16 years ( 1998 to September 2014) looking after High Net Worth clients.

She grew up in Falmouth and now lives in Carnon Downs with her husband, Nick. She is a keen fundraiser, in particular for the Stroke Association and has done a skydive to raise funds for this worthwhile cause. She also did her first 5K Race for Life for Cancer Research in July 2014!

Nicole’s approach is to build long term relationships with clients, ensure they receive the financial advice they need and establishing a trusted relationship. She attributes her success in taking this approach to always taking the time to understand what really matters to her clients.

Her Diploma in Financial Planning and the experience she has gained gives her a thorough understanding of relationship management.

Lynne Williams
DipPFS

Location Truro

Categories Financial Planning, Inheritance Tax, Investment, Long Term Care, Life Insurance Advice, Pension

Lynne started her financial career in 1993 with the Alliance & Leicester before moving to HSBC Bank plc as a Financial Planning Manager.

Finding that the products and services were increasingly restrictive she decided to become an independent financial adviser, thus allowing her clients access to the whole marketplace.

Lynne specialises in financial planning throughout different stages of life, arranging protection, investment, retirement, and inheritance tax solutions and is now qualified to give advice on long-term care needs.

Paying too much tax is her pet hate, so she explores different ways of helping you plan to avoid this.

When not studying she has been a bit of an adrenaline junkie, having done a tandem parachute jump, zip wire, abseiling and climbing for charity.

Willing to give anything a try at least once Lynne is a qualified Padi Open Water diver, but now prefers coastal walking with golden labrador Stanley.

Matt Higham
Chartered Financial Planner

Location Truro

Categories Business Finance, Financial Planning, Inheritance Tax, Investment, Long Term Care, Life Insurance Advice, Mortgage, Pension, Company pension

Matt joined Worldwide in 2008 after a long career in banking with Lloyds TSB, latterly in their private banking division as both an Independent Financial Adviser and Senior Manager.

He has also formed and ran a financial services company with a local legal firm.

He specialises in Investment and Inheritance tax planning as well as retirement planning, including Self Invested Personal Pensions.

He is Chair of Governors at St Mary’s Catholic Primary School in Falmouth and is also a member of Falmouth golf club.

Peter Cunio
DipPFS

Location Southampton

Categories Business Finance, Financial Planning, Inheritance Tax, Investment, Long Term Care, Life Insurance Advice, Mortgage, Pension

Independent Financial Adviser Peter Cunio has been providing financial advice for over 20 years.

In all that time he has worked for just two companies. He specialises in investments, pension planning and retirement options and school fees planning.

Effective financial planning, he believes, goes hand in hand with good long-term relationships with clients.

He lives in Southampton with his wife and two children. Peter’s interests include golf and scuba diving.

Richard Groves
BA (Hons) DipPFS Cert CII (MP)

Location Southampton

Categories Business Finance, Financial Planning, Inheritance Tax, Investment, Life Insurance Advice, Mortgage, Pension

Richard joined Worldwide’s Southampton Office prompted by his ambition to have a vocation dedicated to helping others.

Before qualifying as an Independent Financial Adviser, he had spent 12 years within the construction industry undertaking project management, quantity surveying and estimating on a variety of developments across the South of England.

Outside of work, Richard is a dedicated husband and father of two. Together they appreciate family time playing in the garden, walking in the New Forest and along the beach, but ultimately ending in a good pub lunch.

Richard places importance on feeling healthy, taking regular exercise and relishing activities such as running, skiing, scuba diving and recovering by watching sport.

Darren McKeever
DipPFS

Location Northern Ireland

Categories Business Finance, Financial Planning, Inheritance Tax, Investment, Life Insurance Advice, Mortgage, Pension

Independent Financial Adviser Darren McKeever has been in financial services since 1998. He specialises in investments, pensions, Inheritance Tax, and protection. He is based in County Fermanagh, Northern Ireland and looks after Worldwide’s clients all over Northern Ireland.

Darren describes himself as someone who is always willing to help, and enjoys the challenge presented by the fact that all clients’ circumstances are unique and this involves tailoring their financial planning accordingly.

Darren comes from a large family and is married and enjoys all sports, but golf and football are sports he particularly enjoys in his free time.

At present, he is also contributing articles for the Irish News and is studying for further qualifications.

Peter Meeson
DipPFS

Location Truro

Categories Business Finance, Inheritance Tax, Investment, Life Insurance Advice, Pension

Peter Meeson is one of the longest-serving IFA's at Worldwide since 1999 and advises corporate and high net worth clients.

He is married with three children and lives in Cornwall. An ex-Rugby player himself, Peter supports the Cornish Pirates rugby team and advises the players.

His interest in rugby and his children keep him busy along with the many other activities he enjoys.

Dave Larkins
DipIFS

Location Somerset

Categories Business Finance, Inheritance Tax, Investment, Life Insurance Advice, Pension

Dave joined Worldwide at the end of 1999, and still advises some clients going back to the early 1980’s when he became an adviser.

Dave has a wide range of clients including individuals with over £1,000,000 of investments,
advising medium-sized businesses on their group pensions,
and helping clients meet their individual savings and protection needs.

Dave has 2 teenage daughters, enjoys walking and outdoor activities, and on occasions can be found playing his guitar and singing at local Open-mics.

Andrew Stallard
Chartered Financial Planner

Location Truro

Categories Business Finance, Financial Planning, Inheritance Tax, Investment, Long Term Care, Life Insurance Advice, Pension, Company pension

Andrew Stallard is an Independent Financial Adviser who specialises in investment including income generation, ISAs and pensions.

He has given lectures and seminars on finance for clients including Cornwall Council, the TUC, Tresco Estate and the University of Plymouth.

As well as advising individual clients on financial planning and wealth management he does a lot of corporate work, latterly setting up pension schemes so companies can comply with the new auto enrolment legislation.

Andrew and his family keep chickens, grow some of their own food and enjoy life in the Cornish countryside.

In his free time, Andrew has many leisure pursuits and activities. Some of these include regular theatre visits, tennis, kayaking, running and coastal walking usually with his two Italian Spinone dogs.

Andrew is passionate about education and believes in lifelong learning.

Andrew shares Worldwide’s belief in financial inclusion and is passionate about giving clients both individual and corporate, the information and tools to make rational decisions about the increasingly complex financial choices facing people today.

Chris Rowe
Chartered Financial Planner

Location Truro

Categories Financial Planning, Inheritance Tax, Investment, Life Insurance Advice, Pension

Chris is an independent financial adviser specialising in wealth management and inheritance tax planning.

Many of Chris’ clients are in the later stages of their working lives or have already retired.

Chris helps them to generate income or growth from their investment funds and reduce potential tax liabilities.

Chris leads our investment committee and has a keen interest in using technology to help drive the business and our research capabilities forward.

Chris has previously been awarded the Scottish Widows ‘IFA Newcomer’ award back in 2010 and also finished as a runner up in the FT Awards new adviser category in the same year.

Outside of work, Chris enjoys spending time with his Wife Melanie and his new baby, Millie, walking their black Labrador puppy Winston and taking in trips around the world whenever possible.

A keen sportsman, Chris enjoys watching his beloved Liverpool football club and tries to play a bit himself too.

An avid motor racing fan, Chris was also part of the Oxford Brookes karting team during his time at University.