Worldwide Financial Planning

While Omicron continues to spread rapidly there are positive signs the vaccines are still functioning well enough to avoid the worst-case scenarios.

When you spend, buy things which are sustainable and will last rather than having to keep replacing regularly.

Those most hurt right now are savers. With inflation running at 5.1 per cent and some of the best fixed rate savings at just over 2 per cent, the average saver would be losing c3 per cent per year and that is excluding tax.

We were expecting the bank to do nothing and a 0.15% interest rate rise is about as close to nothing as a rate rise can be.

Do not expect them to play fair. Studies show that psychopaths have reduced connections in parts of their brain which are responsible for sentiments such as guilt and empathy, as well as fear and anxiety.

The matter of who knew what and when about a Number 10 Christmas party (sorry, workplace gathering) has dominated politics this week and the government attempted to distract from a self-made crisis by reintroducing some Covid restrictions.