Worldwide Financial Planning

I’m always puzzled how after years of extraordinary advances in technology and efficiency that, after years of paying National Insurance there seems to be reducing benefits.

Price increases of 3.2 per cent are significant and while this can mostly still be attributed to the pandemic and lockdown being lifted, being this far above the Bank of England's 2 per cent target will be causing some anxiety.

The needs of our loved ones come first but we have to know what they are. So have the conversation.

Ever since shops and restaurants opened up again, a flood of pent-up demand had been driving a recovery in lost revenue and earnings. This demand appears to be spent, as retail sales slowed significantly last month leading to some very disappointing UK growth numbers.

Perhaps the greatest risk, however, is that of projecting our current mindset and all its assumptions into the future.

The crackdown on consumer and culture businesses may not turn out to be successful but has certainly reminded us of the significant political risk that comes with investing in China.