Worldwide Financial Planning

There are different ways you can buy a vehicle, with the main options being personal contract purchase (PCP), hire purchase (HP), leasing, a personal or secured loan/mortgage advance, or cash.

This week has been dominated by elections. In the UK, we’re approaching the end of a thankfully short and relatively surprise-free election. Surprise free doesn’t mean uninteresting.

Fraudsters exploit our psychological vulnerabilities, operating without empathy or care. Remember, your bank or financial adviser might not give you a dopamine rush, but they care deeply about your financial well-being.

Meanwhile, the UK election has brought few surprises. Rishi Sunak’s campaign has failed to close the gap on Labour as stronger polling for Reform shows the Conservatives losing support.

Given that a manifesto is a plan for a party’s economic and social policy, it’s all you have outside of the emotional, high octane, divisive language used to coerce your vote.

While the headline figure looks promising, under the bonnet things are more complicated. Services inflation, which is seen as a better gauge of domestic inflationary pressures than the headline figure, remains far too high at 5.7%.