Commercial Property Finance

I want to apply for commercial property finance; where do I start?

Start by speaking to your dedicated independent commercial property finance adviser from Worldwide who can guide you through the whole process.

Double FT award winners for commercial property finance, we have the expertise and access to every lender in the UK and are 100% independent ensuring you the very best chance of success in achieving the very best borrowing terms

Your commercial finance adviser can help you decide exactly what kind of commercial property finance you require, whether it’s in the form of a loan or a business mortgage, whether to use your pension to maximise tax relief, or whether to use borrowing from a mixture of assets to shave off every possible cost.

We cover most forms of commercial property finance and are successful in finding capital borrowing for most assets.

Initial consultations with our advisers are free of charge and obligation.

Our Fee Guarantee: You won’t pay any fees unless we can help you.

Use our contact form today to speak to one of our independent financial advisers and find out how we can help you.

Will you make applying for commercial property finance quicker and easier?

Yes. Our independent commercial finance advisers will provide you with a comprehensive service designed to make your application for commercial property finance as swift and straightforward as possible.

We understand banks are struggling to lend but there are many niche lenders who will pick up where the banks are not able to. Furthermore, a carefully constructed commercial property finance application will be given a much greater chance of success given how tight the lending market is.

Lenders want to lend but it has to be to a quality, well thought through arrangement.

Your adviser will start by listening carefully to what you want to achieve. Once they have a complete picture of your aims and circumstances, they will search every single product and provider in the marketplace to find the ideal product for you.

As Worldwide’s commercial finance advisers are independent, they are free to approach every lender there is to find the most suitable financial solution for you.

Once they have found a potential commercial property finance solution, they will discuss it with you. When you are happy to proceed, they will then gain an agreement in principle from the lender.

Your broker will then help you prepare your application to give you the best possible chance of success. This will save you time and money which you can devote to your business.

Your dedicated broker will be with you every step of the way with your commercial property finance application.

What will lenders take into consideration with my commercial property finance application?

There are various factors that lenders take into consideration when you apply for commercial property finance. They will want to know about your business and to see trading accounts, or if it’s a new business, they will want to see a strong business projection. We would recommend you ask an accountant to help you with this.

They will consider your and your business’ ability to repay the loan.

They will also consider what security you have to offer. For example, in the case of a commercial mortgage, the mortgage will need be secured against the property, whether it’s a warehouse, a factory, an office or any other suitable commercial property.

How much commercial property finance will I be able to borrow?

You will usually be able to borrow up to 70% of the amount needed. If you have a very strong business and strong income, you may be able to borrow up to 75 or 80%.

In some circumstances, perhaps if you are cash poor but asset rich, you may be able to arrange 100% commercial property finance; however, you will need to provide suitable security and be able to prove you have enough income to meet the loan repayments.

If you have any more questions about commercial property finance, we will be happy to answer them.

Remember: You won’t pay any fees unless we can help you.

Call your FT award winning independent commercial property finance adviser in confidence now on 0800 0112825 or complete the contact form and your dedicated adviser will contact you.