Family Life Insurance

How quickly can Worldwide arrange family life insurance for me?

Our independent financial advisers will find and arrange family life insurance for you as quickly and smoothly as possible.

The process of finding your perfect family life insurance policy starts the moment you contact us.

We will appoint you your own dedicated independent financial adviser who will contact you, at a time that’s convenient for you, to discuss all your family life insurance needs and wants.

The initial consultation with your adviser will be free of charge and obligation.

You are also covered by our fee guarantee: you won’t pay any fees unless we can help you.

Use our contact form today to speak to an adviser about any family life insurance questions you have.

What happens after I contact you?

Once you have contacted us and your broker knows exactly what you require, they will use their access to and knowledge of the entire marketplace to find you the best plan.

Your broker will research every single lender and product. Our unparalleled access to the marketplace and the depth of our research means we can compare plans and providers, costs and the benefits you will receive to ensure you find the very best family life insurance plan.

What will family life insurance offer my family and me?

Whether you have a partner, children, or any other family who depend on you, life insurance could offer them, and you, an extra level of financial security. You can choose joint or single policies for yourself or your partner.

Depending on the kind of cover you want for your family life insurance can provide either a lump sum or a regular income which could be used for the following reasons:

• To cover mortgage payments or any other debts

• To cover funeral costs

• To cover childcare costs and any other expenses such as school fees

• Maintaining your family’s lifestyle.

Will family life insurance cover my children?

You can take out life insurance plans (sometimes referred to as term assurance or life assurance) that include critical illness cover. Some of these plans will include critical illness cover for your children. Usually this will be for a smaller amount than you are covered for.

With this kind of cover, it’s very important to consider for what critical illnesses the policy will pay out and what restrictions there are.

Your independent financial adviser will be able to help you assess each policy and choose the best one for your circumstances.

Is there anything else I should consider before I take out family life insurance?

One important thing to consider is whether to take out life insurance policies for both yourself and your partner. Very often when people have a family life insurance cover is only taken out for the main earner. However, if your partner is looking after your children rather than earning, bear in mind what the consequences would be if they died – how would childcare costs be covered? This is something that is often overlooked.

Ultimately, it’s worth considering that if you have a family, life insurance is for them. It’s about providing for your family, even if you’re no longer with them, and helping make their lives as financially secure as possible.

If you have any more questions about family life insurance, we will be happy to help you.

Call your FT award winning independent financial adviser in confidence now on 0800 0112825 or complete the contact form and your dedicated adviser will contact you.

Remember: You won’t pay any fees unless we can help you.