Unit Trusts / OEICs (Open Ended Investment Companies)

These are collective investments where your capital is spread across a range of asset types or classes such as:

- cash
- fixed interests
- securities
- equities
- corporate bonds

The benefit of a unit trust/OEIC is that you can have a spread of investment across these types of holdings, which can be diversified to suit your investment needs.

Gains from a Unit Trust are assessed against your tax position in the year of encashment and you can offset your annualised capital gains allowance against any gain. Few investors use this valuable allowance.

What you invest into within the Unit Trust determines its benefit i.e. you can select a growth fund or alternatively an income fund.

Find out why so many people choose Worldwide Financial Planning as their Investment adviser by calling 0800 0112825 or complete the enquiry form in confidence.

Worldwide Financial Planning – Investment Adviser of the Year, Ethical investment Adviser of the Year.

What does that mean to you?
You can be rest assured our investment advisers are highly trained to maximise the best investment returns whilst minimising the risk to your capital.

The value of shares and investments can go down as well as up

Information given is for general guidance only, and specific advice should be taken before acting on any suggestions made